For many of us, our home is our most valuable asset in terms of our financial security. In addition to being the place where we spend the majority of our time. Having a home that is well maintained and attractive can increase our financial stability, as well as our psychological peace of mind.

Be sure to consider the type of material you plan to use before building an addition to your home. Using wood may increase your insurance premiums because of the added risk of fire. Steel and concrete are more durable and fire-resistant, so choosing one of these options can help keep your annual insurance premiums low.

If you don’t already have some, install some ceiling fans in all your rooms. You can use these to cool rooms and circulate the air, reducing the need to use your air conditioning unit. This in turn will save you money on your electric bill and most likely increase the life expectancy of your air conditioner.

An extremely simple way to improve your home is to change out your air filters. Not only do allergens and dust creep into your air ducts when the filter is too clogged, but the efficiency of your system can be brought down by neglecting to change the filters. This is very important to do often if you have pets in the house.

If you are thinking about home improvement, consider which part of your house needs the work first. Remember, you don’t have to improve your whole house at once; you can just do a room at a time to manage your time and funds. Do some advance planning when it comes to remodeling, and watch for sales and deals on construction and labor. Long-term planning can help you achieve great home improvement results on a modest budget.

Update the lighting in your home to add brightness. Changes in lighting fixtures and adding additional wall lighting can bring a entirely new look to your home. Buy energy saving bulbs to reduce your overall energy costs and consider investing in a smart lighting system that will automatically turn off lights when not in use.

Soak your hands in salad oil after completing an oil painting job. The oil will help release the paint from where it has splattered on your hands. Salad oil smells better and is a lot safer than the typical cleanup choices of mineral spirits or kerosene.

One great way to save money on winter heating costs is insulating your attic. Heat tends to rise and without proper attic insulation; it seeps out of your house and runs your energy costs up substantially. You can purchase this insulation at a hardware shop and you will be able to install it yourself.

You can see now that there are very simple steps that you can take right away to increase the overall worth and appearance of your home, even if you are operating on a shoestring budget! Put some of these suggestions into practice for a more attractive and manicured home.